Texasgulf that fits in your back pocket
With Digital Banking you have 24/7 account access, convenience services, and more with just a few clicks.
Benefits You'll Love
- Vew and manage accounts securely online
- Conveniently make loan payments
- Schedule bill payment
- Connect with us via automated phone service
24/7 Account Access
Texasgulf FCU has many channels for you to access your account(s) 24 hours a day, 7 days a week.
Internet Banking
You can access your account anytime for absolutely FREE! Save time by banking from the comfort of home or office. With our free online banking service, you can
- View account balances
- Pay your Texasgulf FCU loans
- Transfer Funds
- Pay bills online using our FREE BillPay service
Enroll by coming in to either branch or fill out the Online Request Form and send to [email protected].
Automated phone access
If you can’t access the internet, use our automated phone service to check account balances, get transaction history, transfer funds or make loan pavements. All you need is your member number and the last four of the social security number of the primary account holder.
Just call 1-888-409-8428
Texasgulf On-The-Go
Keep track of your finances – from your iPhone or Android phone. Our free, downloadable app gives you immediate and secure access wherever, whenever you need.
Download the app on AppStore Download on GooglePlay
Track Your Accounts
See your entire financial picture at a glance. Tap any account balance for details on your latest transaction.
Transfer Funds
It's easy to transfer funds between eligible accounts. Just select your "Transfers from" and "Transfers to" accounts, type the amount and tap the "Transfer money now" button.
Remote Deposit
Deposit checks anytime you want. With Texasgulf mobile app you can deposit funds into your account simply by using a photo, front and back, of your endorsed check. It's fast, secure and best of all - it's free.
- Convenient - Anytime, Anywhere. Deposit checks 24/7 at home or when you're on the go.
- Secure - As secure as online banking, but convenient as being in a branch.
- Easy - Make deposits with just a few taps on your smartphone.
- Quick - Avoid the delay of mailing checks if you can't access a branch.
You must be signed up for our Internet & Mobile access and have a User ID and Password before you can use our app. If you have not signed up, please call one of the Texasgulf FCU branches and we will securely email the Request Form to you.
A Digital Wallet is a convenient way to shop online or in-store. Rather than carrying your Texasgulf cards with you at all times, use your smartphone to make purchases! Just add your debit or credit card account to any of the supported mobile wallets listed below.
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements
- Easier to retrieve info when needed
- Eliminate a paper trail
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify recordkeeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new eStatement is ready
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
IRA Share Certificates
| Term | Rate | APY |
|---|---|---|
| 6 Month | 3.929% | 4.00% |
| 12 Month | 4.169% | 4.25% |
| 18 Month | 3.832% | 3.90% |
| 36 Month | 3.446% | 3.50% |
| 48 Month | 3.446% | 3.50% |
| 60 Month | 3.446% | 3.50% |
Minimum of $500.00 required to open an IRA Share Certificate.
IRA Shares
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $4,999.99 | 0.20% | 0.20% |
| $5,000.00+ | 0.40% | 0.40% |
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $20,000 | 5.84% | 6.00% |
| $20,000+ | 0.99% | 6.00% to 1.83% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 1.98% | 2.00% |
| $25,000+ | 0.80% | 2.00% to 0.50% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Loan Rates
| Term | Rates start as low as |
|---|---|
| New or used vehicle up to 36 months. | as low as 4.49% |
| New or used vehicle up to 48 months | as low as 5.60% |
| New or used vehicle 49 - 72 months | as low as 5.99% |
| New vehicle up to 84 months | as low as 6.75% |
| Personal loans | as low as 8.95% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months | as low as 6.99% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. 49 to 72 months | as low as 7.99% |
| Large collateral items Please call for more information 84 to 180 months | as low as 8.25% |
| MasterCard® | as low as 7.99% |
| Secured MasterCard® | 12.00% |
| Share Secured | 3.25% |
| Certificate Secured | Certificate rate + 1.25% |
Rates are based on your credit worthiness and may be higher than the rates listed above. Please check with your loan officer for your exact rate.
Money Market Account
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $1,999.99 | 0.00% | 0.00% |
| $2,000.00 - $9,999.99 | 0.50% | 0.50% |
| $10,000.00 - $49,999.99 | 1.00% | 1.00% |
| $50,000.00+ | 1.74% | 1.75% |
Minimum balance of $2,000.00 required to open and earn dividend.
Share Certificates
| Term | Rate | APY |
|---|---|---|
| 6 Month | 3.929% | 4.00% |
| 12 Month | 4.169% | 4.25% |
| 18 Month | 3.832% | 3.90% |
| 36 Month | 3.446% | 3.50% |
| 48 Month | 3.446% | 3.50% |
| 60 Month | 3.446% | 3.50% |
Minimum of $500.00 required to open a share certificate.
Shares
| Balance | Rate | APY |
|---|---|---|
| $25.00 - $499.99 | 0.10% | 0.10% |
| $500.00 - $4,999.99 | 0.15% | 0.15% |
| $5,000.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00+ | 0.20% | 0.20% |
