How does a savings that builds itself sound?
Easily link your free Kasasa® checking account for automatic transfer of rewards, minus the monthly fees.
Benefits You'll Love
- Earn 2.00% APY
- No monthly maintenance fees
- No minimum balance to earn rewards
- Links to Kasasa Cash® or Kasasa Cash Back®
Build your savings - automatically. Free Kasasa Saver takes the work out of saving by doing the heavy lifting for you. This account is linked to your Free Kasasa Cash or Kasasa Cash Back checking account. Every month, the rewards earned in your Kasasa Cash checking are automatically transferred to Saver where they will receive high interest.
- Free account that builds your savings
- No minimum balance to earn rewards
- Links to Kasasa Cash or Cash Back checking
- 2.00% APY on balances up to and including $25,000
- 0.05% APY if qualification are not met in Kasasa Cash or Cash Back checking
If you don't qualify, no problem! You still have a free checking account that pays the base dividend rate.
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Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
IRA Share Certificates
| Term | Rate | APY |
|---|---|---|
| 6 Month | 3.929% | 4.00% |
| 12 Month | 4.169% | 4.25% |
| 18 Month | 3.832% | 3.90% |
| 36 Month | 3.446% | 3.50% |
| 48 Month | 3.446% | 3.50% |
| 60 Month | 3.446% | 3.50% |
Minimum of $500.00 required to open an IRA Share Certificate.
IRA Shares
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $4,999.99 | 0.20% | 0.20% |
| $5,000.00+ | 0.40% | 0.40% |
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $20,000 | 5.84% | 6.00% |
| $20,000+ | 0.99% | 6.00% to 1.83% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 1.98% | 2.00% |
| $25,000+ | 0.80% | 2.00% to 0.50% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Loan Rates
| Term | Rates start as low as |
|---|---|
| New or used vehicle up to 36 months. | as low as 4.49% |
| New or used vehicle up to 48 months | as low as 5.60% |
| New or used vehicle 49 - 72 months | as low as 5.99% |
| New vehicle up to 84 months | as low as 6.75% |
| Personal loans | as low as 8.95% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months | as low as 6.99% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. 49 to 72 months | as low as 7.99% |
| Large collateral items Please call for more information 84 to 180 months | as low as 8.25% |
| MasterCard® | as low as 7.99% |
| Secured MasterCard® | 12.00% |
| Share Secured | 3.25% |
| Certificate Secured | Certificate rate + 1.25% |
Rates are based on your credit worthiness and may be higher than the rates listed above. Please check with your loan officer for your exact rate.
Money Market Account
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $1,999.99 | 0.00% | 0.00% |
| $2,000.00 - $9,999.99 | 0.50% | 0.50% |
| $10,000.00 - $49,999.99 | 1.00% | 1.00% |
| $50,000.00+ | 1.74% | 1.75% |
Minimum balance of $2,000.00 required to open and earn dividend.
Share Certificates
| Term | Rate | APY |
|---|---|---|
| 6 Month | 3.929% | 4.00% |
| 12 Month | 4.169% | 4.25% |
| 18 Month | 3.832% | 3.90% |
| 36 Month | 3.446% | 3.50% |
| 48 Month | 3.446% | 3.50% |
| 60 Month | 3.446% | 3.50% |
Minimum of $500.00 required to open a share certificate.
Shares
| Balance | Rate | APY |
|---|---|---|
| $25.00 - $499.99 | 0.10% | 0.10% |
| $500.00 - $4,999.99 | 0.15% | 0.15% |
| $5,000.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00+ | 0.20% | 0.20% |
