Hassle-free, personal financing
Access the low rates, convenient repayment terms, and fast approvals you need to get your hands on additional cash.
Benefits You'll Love
- Competitively low rates
- Unique, customizable repayment terms
- Apply securely online for free
- Enjoy fast decision-making and processing
A personal loan is your “anything” loan designed to fit your needs. We understand that things happen unexpectedly and a little money can help get you through. The money can be used for small purchases, unexpected expenses, vacations, or medical bills. Let Texasgulf FCU help you take care of things.
- Low Rates
- Timely approvals
- Convenient repayment terms
- No application fee
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Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
IRA Share Certificates
| Term | Rate | APY |
|---|---|---|
| 6 Month | 4.074% | 4.15% |
| 12 Month | 4.218% | 4.30% |
| 18 Month | 3.929% | 4.00% |
| 36 Month | 3.446% | 3.50% |
| 48 Month | 3.446% | 3.50% |
| 60 Month | 3.446% | 3.50% |
Minimum of $500.00 required to open an IRA Share Certificate.
IRA Shares
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $4,999.99 | 0.20% | 0.20% |
| $5,000.00+ | 0.40% | 0.40% |
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $20,000 | 5.84% | 6.00% |
| $20,000+ | 0.99% | 6.00% to 1.83% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 1.98% | 2.00% |
| $25,000+ | 0.80% | 2.00% to 0.50% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
- Use your Texasgulf FCU Debit Card at least 12 times per month
- Sign up for eStatements
- Sign up and log into Online Banking at least once per month
Loan Rates
| Term | Rates start as low as |
|---|---|
| New or used vehicle up to 36 months. | as low as 4.49% |
| New or used vehicle up to 48 months | as low as 5.89% |
| New or used vehicle 49 - 72 months | as low as 6.39% |
| New vehicle up to 84 months | as low as 7.00% |
| Personal loans | as low as 8.95% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. up to 48 months | as low as 6.99% |
| Other collateral such as farm equipment, boat, RV, trailer, motorcycle, airplane, etc. 49 to 72 months | as low as 7.99% |
| Large collateral items Please call for more information 84 to 180 months | as low as 8.25% |
| MasterCard® | as low as 7.99% |
| Secured MasterCard® | 12.00% |
| Share Secured | 3.25% |
| Certificate Secured | Certificate rate + 1.25% |
Rates are based on your credit worthiness and may be higher than the rates listed above. Please check with your loan officer for your exact rate.
Money Market Account
| Balance | Rate | APY |
|---|---|---|
| $0.01 - $1,999.99 | 0.00% | 0.00% |
| $2,000.00 - $9,999.99 | 0.50% | 0.50% |
| $10,000.00 - $49,999.99 | 1.00% | 1.00% |
| $50,000.00+ | 1.74% | 1.75% |
Minimum balance of $2,000.00 required to open and earn dividend.
Share Certificates
| Term | Rate | APY |
|---|---|---|
| 6 Month | 4.074% | 4.15% |
| 12 Month | 4.218% | 4.30% |
| 18 Month | 3.929% | 4.00% |
| 36 Month | 3.446% | 3.50% |
| 48 Month | 3.446% | 3.50% |
| 60 Month | 3.446% | 3.50% |
Minimum of $500.00 required to open a share certificate.
Shares
| Balance | Rate | APY |
|---|---|---|
| $25.00 - $499.99 | 0.10% | 0.10% |
| $500.00 - $4,999.99 | 0.15% | 0.15% |
| $5,000.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00+ | 0.20% | 0.20% |
