Wharton County's Credit Union
NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION
ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit
Union Administration through December 31, 2012.  This temporary unlimited coverage is in
addition to, and separate from, the coverage of at least $250,000.00 available to members under
the NCUA's general share insurance rules.

The term "noninterest-bearing transaction account" includes a traditional share draft account (or
demand deposit account) on which the insured credit union pays no interest or dividend,
i.e. our
Free Checking accounts
.  It does not include any transaction account that may earn interest or
dividends, a negotiable order of withdrawal ("NOW") account, moneymarket deposit account, and
Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.

For complete information, please visit the
NCUA's website.



    FEDERALLY INSURED BY NCUA
 ®2010 - 2014 Texasgulf FCU              2101 N. Fulton St.   Wharton, TX  77488                                                         1313 West Loop, El Campo, TX  77437
                                                                       (979) 282-2300                                    Toll Free (800) 647-8428                          (979) 578-9000