Wharton County's Credit Union
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I agree to these Terms and Conditions. I further agree that I have read and
understand  the
Image Guidelines
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Terms and Conditions

IMPORTANT NOTE: THIS IS NOT AN APPLICATION FOR A DEBIT CARD.  YOU MUST APPLY
FOR A DEBIT CARD AND SIGN THE DEBIT CARD APPLICATION.  PLEASE CALL THE
TEXASGULF FCU OFFICE CLOSEST TO YOU TO FIND OUT HOW TO APPLY FOR A DEBIT
CARD.

The Texasgulf FCU
It's My Card personalized debit card service is subject to these terms and
conditions.  Additional general terms and conditions apply to your debit card as outlined in the
Electronic Fund Transfers disclosure in your Membership Information booklet.  The photo, logo,
artwork and all information submitted by you is herin referred to as the "Image".

  1. You certify that you have read and understood the Image Guidelines and that the Image
    you submitted to Texasgulf FCU complies with the Image Guidelines.
  2. Fee: There is a $5.00 fee for the first It's My Card card. For cards issued thereafter, an
    issuance fee of $5.00 will be charged to your account each time you submit an Image and
    Texasgulf FCU issues a new It's My Card card. In addition, an issuance fee of $5.00 will
    be charged for any replacement or reissued It's My Card card.
  3. You authorize Texasgulf FCU to charge all applicable fees to the card account associated
    with your It's My Card card when your Image is approved.
  4. You warrant to Texasgulf FCU that: (i) you are the owner of the Image (i.e. the Image was
    taken by you) or you have obtained express consent from the Image's owner to use the
    image no your It's My Card card; (ii) you have obtained express consent from any person
    whose image you use on your It's My Card card; and (iii) use of the Image by Texasgulf
    FCU will not infringe any other person's rights, including intellectual property rights, in the
    Image.
  5. Texasgulf FCU may, in its discretion, require evidence of the Image owner's consent or of
    your ownership of the Image.
  6. You (or you have obtained consent from he image's owner) grant to Texasgulf FCU a
    perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to
    use the Image and the data you provide to Texasgulf FCU for the purpose of providing
    your It's My Card card.
  7. You agree to indemnify, defend and hold Texasgulf FCU harmless, its affiliates, its card
    membership organizations and its and their respective shareholders, officers, directors,
    employees, agents, members, contractors and representatives from any and all claims,
    liabilities, losses, costs and expenses of any nature whatever Including, without
    limitation, attorney's fees) that may arise from the issuance or use of the It's My Card card
    with your submitted Image on it, including (without limitation) any and all claims alleging
    trademark or copyright infringement, and/or the violation of a right of privacy or publicity or
    any other right.
  8. Texasgulf FCU's liability hereunder is limited to refunding any fee associated with the
    issuance of a It's My Card card, and is not liable to you for any loss, damage, claim or
    expense whatsoever in relation to any action or omission by Texasgulf FCU in connection
    with the It's My Card service or product.  Texasgulf FCU is not responsible for poor-quality
    Images or Images poorly positioned on the It's My Card template. Images and copies
    thereof shall not be returned to you for any reason.
  9. Your It's My Card card remains the property of Texasgulf FCU and you agree to
    immediately return or destroy the card if asked by Texasgulf FCU for any reason, or if the
    account to which your It's My Card card is linked is closed.
  10. Rejected Images, superseded Images, and Images from canceled It's My Card cards,
    accepted Images, and copies thereof, may be stored for any period of time, and may be
    purged at any time, that Texasgulf FCU may choose in its sole discretion without notice.
  11. If a submitted Image is rejected, Texasgulf FCU will notify you by email, without any
    obligation to justify its decision.
  12. If a submitted Image is rejected, you can submit a new Image and request a new custom
    card design.
  13. Texasgulf FCU reserves the right not to accept or use any Image you submit, or to refuse
    to issue a It's My Card card, for any or no reason whatsoever in Texasgulf FCU's sole
    discretion.


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 ®2010 - 2014 Texasgulf FCU              2101 N. Fulton St.   Wharton, TX  77488                                                         1313 West Loop, El Campo, TX  77437
                                                                       (979) 282-2300                                    Toll Free (800) 647-8428                          (979) 578-9000