Mobile Branch
Now Available
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 ®2010 - 2014 Texasgulf FCU              2101 N. Fulton St.   Wharton, TX  77488                                                         1313 West Loop, El Campo, TX  77437
                                                                     (979) 282-2300                                    Toll Free (800) 647-8428                          (979) 578-9000
FEDERALLY INSURED BY NCUA
New Courtesy Pay Service

At Texasgulf FCU, we strive to offer new and improved solutions to meet all our members' financial needs, which is
why we offer
Courtesy Pay.

Most of us have found ourselves facing an occasional cash shortfall, be it the result of a checkbook error or an
unexpected bill.  If you have ever accidentally bounced a check, you already know that in  addition to the
embarrassment, you may also face merchant fees for the returned check along with the inconvenience of returning
to the merchant to correct the error.  And while a declined debit card does not create merchant fees, it can be an
embarrassing experience.

Courtesy Pay is a non-contractual courtesy, whereby we my honor your insufficient transactions up to your limit of  
$500.00, as long as you maintain your share draft account in good standing (
click here to review our Courtesy  Pay
policy).
Courtesy Pay does not guarantee that Texasgulf FCU will pay your insufficient item. However, if you should
have an overdraft, your account will be charged our standard $20.00 non-sufficient funds (NSF) fee.  
THIS SERVICE
IS ONLY AVAILABLE TO MEMBERS WITH PERSONAL SHARE DRAFT OR FREE CHECKING ACCOUNTS.  
THIS
SERVICE IS NOT AVAILABLE TO MEMBERS WITH ONLY  SHARE/SAVINGS ACCOUNTS, BUSINESS ACCOUNTS, OR
ETA ACCOUNTS.

With Courtesy Overdraft Privilege, our intention is to provide you with another resource to help manage your
occasional cash shortfall.  Our Courtesy Pay Program will automatically be added to your account for checks,
automatic bill payments and other debit transactions.
If you would like overdraft coverage for your ATM
withdrawals and everyday debit card purchases,
click here to opt-in.

For more details regarding your options for overdraft coverage, please click here and print or save a copy for your
records.

Texasgulf FCU believes Courtesy Pay is one more way we can help you meet your unexpected financial needs.  
If
you would not like overdraft coverage for checks, automatic bill payments and other debit card transactions,
please notify us at (979) 282-2300 in Wharton, (979) 578-9000 in El Campo, toll free 1-800-647-8428 or by email
info@texasgulffcu.org with "Courtesy Pay Opt-out" in the subject line.
Wharton County's Credit Union